If you have willingly shared your budgets and sales/revenue figures, and any financials related to your customers with 4 Peas for your marketing needs then understand the 4 Paes consulting charges as legit but what if you haven’t shared so, or don’t even own a business? Here, comes the problem which is troubling many cardholders when they see charges on their credit cards from 4 Peas Consulting.
Journalists from our team when reached out to 4 Peas to know more about the issue, were informed that illegal transactions are often disguised as legit ones and use the same descriptions and it’s hard to spot the errors, the only way to ascertain is to know if the cardholder has bought services from them or not. Even clicking on some ads on some websites promising market growth and high customer acquisition could lead up to this, where they use descriptions from reputed firms like 4 Peas Consulting.
Let’s unravel the mystery and understand the key differences between a legitimate and an unauthorized transaction. I have explained the charges along with a brief description of the company and their services, check if you connect to any. Further, the whole simple and quick process to dispute the unauthorized I explained, let’s start.
Know The 4 Peas Consulting Charge
Four Peas Consulting primarily helps B2B SaaS and technology companies with their marketing needs and offers services to form long-tested strategies. They are trying to replace traditional marketing approaches with a data-driven and process-oriented system further forecasting revenue growth for their clients. Many of the small to big business owners are availing their services. Check if sometime back you have bought services from them for your start-up because entrepreneurship is everywhere.
Below are some of their key services, check if you connect to any;
- Marketing Strategy & Planning
- Marketing Team Support, Education & Training
- Fractional CMO Services
- Product Development & Innovation
- Promotional Strategies
- Pricing and Distribution
- Social Media Marketing
- Content Planning
- Email Marketing
- Web Design & Development
- Project Management
What Does 4 Peas Consulting Charge On Credit Cards Mean?
4 Peas Consulting offers a wide range of marketing services for various industries which includes B2B, B2C, government, and many non-profit organizations. Check, if you are associated with some non-profit organizations. Understand their services explained below;
- Project-Based Strategic Marketing Planning.
- Addressable Market Segmentation and Market Sizing w/Buyer Personas
- Marketing/Customer Journey Budget w/audit of current spending and recommendations for target spending based on revenue goals
- Documented Marketing Plan
- Analytics/Tracking/Measurement Audit (Implementation quoted separately)
- Marketing Operations Audit
- Vendor recommendations
- Technology opportunities
- Internal staffing and training recommendations w/job descriptions
- EOS Implementation at the department level
- Final Report & Recommendations
- Implementation and Alignment – Budget+Content+Delivery+Measurement (quoted separately, see Marketing Team Support)
Why Is 4 Peas Consulting Charging You? Explanation Of The Charge
I have explained some of the highly possible case studies state that under what scenarios the 4 Peas Consulting charge could show on your credit card. Check, understand, and look for the similarities and patterns in your bank statement;
- The primary case directly relates to 4 Peas Consulting which offers marketing Strategy & Planning with their marketing team Support including email marketing, social media management, and content creation. Helping B2B SaaS and technology companies to achieve predictable amounts of revenue growth through data-driven marketing strategies. If you have subscribed to any such services, then it could result in the charges mentioned on your credit card.
- Sometimes, we are just browsing some information over the internet, and the smart AI by using cookies understands our intention and prompts relevant links and ads. This happens for anything ranging from streaming platforms to online cooking classes. There are several cases of unintended subscriptions of many consulting services, where many people sign up for a free trial of a service, but later forget to cancel it before the trial ends and then it automatically converts to a paid subscription after the trial period ends.
- The scenario that is in the news is always, where an organized group of unethical experts steal all the information from the cardholders and frame genuine merchants or service providers to show fake subscription services under popular names like “4 Peas Consulting,” and promise to offer free trials that require your credit card information. If you are not monitoring your statement regularly, they will keep on charging until you raise a concern and take some action
How Does 4 Peas Consulting Charge Appear On Credit Card Statements?
Charges from 4 Peas Consulting on your credit card statement might appear in several different formats.
- 4_PEAS_CONSULTING_POS_1234_NEW_YORK_NY
- 4_PEAS_CONSULT,POS_5678,LOS_ANGELES_CA
- FOUR_PEAS_CONSULTING_POS_9876_CHICAGO_IL
- 4PEAS_CONSULTING,POS_4321,SAN_FRANCISCO_CA
- FOUR_PEAS_CONSULT_POS_8765_HOUSTON_TX
- 4_PEAS_CONS,POS_3456,BOSTON_MA
- 4PEAS_CONSULT_POS_6543_SEATTLE_WA
- FOURPEAS_CONSULTING,POS_7890,DALLAS_TX
- 4_PEAS_SVCS_POS_2109_MIAMI_FL
- 4PEAS_CONSULT_SVCS,POS_6789,DENVER_CO
- 4_PEAS_CONSULTING_POS_3741_NASHVILLE_TN
- 4_PEAS_CONSULT,POS_4853,PORTLAND_OR
- FOUR_PEAS_CONSULT_POS_6927_DETROIT_MI
- 4PEAS_CONSULTING,POS_9158,MEMPHIS_TN
- FOUR_PEAS_CONSULTING_POS_1582_BALTIMORE_MD
- 4_PEAS_CONS_POS_4821_MILWAUKEE_WI
- 4PEAS_CONSULT,POS_3694,ALBUQUERQUE_NM
- FOURPEAS_CONSULT_POS_8542_OMAHA_NE
- 4_PEAS_SVCS,POS_2935,TUCSON_AZ
- 4PEAS_CONSULT_SVCS_POS_6849_FRESNO_CA
Check the above examples of some other formats for 4 Peas Consulting charges. You will understand that the descriptions mentioned usually include the merchant’s name and in some cases the location, website, or other transaction details. Check for any similar descriptions on your credit card statement and refer to your recent purchases. If the charge is unfamiliar, quickly verify it with your purchase history. (Process mentioned below)
What To Do If The Charge Is Unauthorized?
Cardholders worldwide are becoming increasingly concerned about many such suspicious transactions occurring in their accounts, whether occasionally or frequently. Even after replacing their cards with new ones, these incidents don’t stop. It’s not about you only, there are top banking officials and highly informed businessmen who fall prey to these traps which lure them into scams with fake services or enticing offers. It’s crucial to exercise caution while browsing the internet, especially when you encounter malicious ads disguised as download buttons. This issue has been widely reported and people subscribe to services unknowingly.
4 Peas Consulting charge on credit cards is not any different and is one among the many examples, where many people are reporting credit card charges that cardholders have no idea about. In case of any such suspicion, below are some steps that you can undertake further;
Contacting The 4 Peas Consulting Charge
I hope you have curated the post with information for you to help you understand the legitimacy of the 4 Peas Consulting charge on your credit card. If you are satisfied it is good, and if you are still unsure, follow the steps further
Here’s How To Contact 4 Peas Consulting:
- Visit the official website of 4 Peas Consulting and find their contact details. Make sure that in such cases contact details must only be trusted from official sources.
- You must also meanwhile connect to your friends or family with whom you believe the credit card access is, check with them if they have used your card somewhere at 4 Peas Consulting stores online or offline.
- When you contact 4 Peas Consulting, make sure that whatever the situation is you don’t provide any bank details, and take your time to understand the issue briefly.
Contacting Your Credit Card Company
Another important step is to immediately call your credit card issuing bank and report the incident. Follow the process below;
- Ask them to block your credit card immediately without any delay to avoid any further fraudulent transactions.
- Make sure you only look for customer support numbers on the card involved in the transaction card or the issuer’s website and shall not trust any other sources.
- Mention your concern and provide any requested documents, such as receipts or billing statements, and remember not to provide any details like card number, OTP or PIN of your card.
- You shall get rid of the card involved ask for a replacement card and be cautious in the future.
Conclusion
Hope this guide has helped you to understand how come the 4 Peas consulting charges are showing on your credit card. Make sure you, first of all, get your credit card seized which would ensure no such happenings in the future. As a caution keep multiple credit cards with different limit ranges, the one which you use online must be of very low limit to avoid damage.
Also Read – What is Horizon Direct Charge On Credit Card