What Is Parlevel Texas Charge On Credit Card

Credit card holders once again are breaking the internet while seeing the charges from Parlevel Texas this time. They have no idea who the Parlevel is and how the charges from them could be incurred on their credit card. Long threads over Reddit and Quora suggest nothing and there are only some speculations and no concrete evidence available which have a clue about these strange charges. This post will unveil the Parlevel and how come the charges from them are on your credit card.

Swiping or tapping your credit/debit card to some vending machines for stuff like snacks or cold drinks, is something we often do at places like gas stations, shopping malls, etc. Do you remember when you last did this? If the answer is no, I won’t be shocked, because this is what makes you wonder about the Parlevel Texas charges on your credit card.

Let’s unravel the mystery of what I said about vending machines what Parlevel Texas charges mean and what is the origin of them. Understand the charges, the possibilities of them for showing on your credit card and if in case they come to be as unauthorized, the procedure to follow ahead is also mentioned. 

Understanding the Parlevel Texas Charge

A charge description as “Parlevel Texas” on your credit card most likely relates to a transaction with Parlevel Systems which is a company based in Texas that offers vending management solutions and services and products for managing vending machines, micro-markets, and many other automated retail operations. Parlevel Systems Inc. is a technology solution providing its customers with tools to run their vending operations which include micro markets and Office Coffee Service. The Parlevel Customer (“Vending Operator”) is their subsidiary which runs a vending office Coffee Service, and has hired Parlevel for its Software and Products. 

What Does Parlevel Texas Charge on Credit Cards Indicate?

When you use a vending machine associated with Parlevel for coffee or something like that then your funding components will be billed at the same time as or shortly after your transaction. In case you have used a credit or debit card account for a transaction, Parlelvel may obtain pre-approval for an amount up to the amount of the funding request or other purchase. Many people are confused that they are charged twice by the vending machine, but it’s actually the way the machine works and you will never be charged twice (more details below).

Parlevel Texas Charge – Know The Reasons Behind

Below are listed some of the most possible reasons for the Parlevel Texas charge showing on your credit card;

• Who doesn’t enjoy a quick break in the office, sipping coffee from the vending machine installed in the corner? Amid all this hustle, you will grab a coffee quickly and tap your credit card but forget about this later. As the month-end approaches, you check your credit card bill and are shocked with various descriptions as Parlevel Texas charges on your bill.

• Now the scenario where many are saying that the vending machine charged them twice. It’s actually known as an authorization hold, which is a practice adopted by merchants for verifying a credit or debit payment and placing a hold on that account until the funds are received. 

Understand How it Works:

• When you purchase a coffee, coke, or Pepsi from a vending machine with a credit card, the funds from your account will not be immediately transferred to the vending company. But immediately, your bank or credit card company will place a temporary hold on the amount of your purchase, so if you were to exceed the card limit right after you buy your soda or snack, they would know that your available balance is less than what is currently reflected.
• Until the vending company submits the credit card payments at the end of the day in a ‘batch transfer’, the funds from your account won’t be deducted. So if you purchased an item and checked your statement right after, you will see both the actual charge (which hasn’t been processed yet) and the temporary hold also, which you will say to be charged twice.
• After the vending company has received the payment from your credit card service, the temporary hold will be removed. This process typically takes 1-2 days but can be many times longer. 
• Unauthorized transactions could also have taken place disguised as genuine ones and such financial activity on many bank accounts is being reported in large, where cardholders did not approve or recognize. This can occur in various types of accounts, including credit cards, debit cards, and bank accounts. Unauthorized transactions are mainly the result of fraud or errors. Transactions that result from card skimming devices that capture your card information at ATMs or point-of-sale terminals and then sell it on the Dark web.

How Does Parlevel Texas Charge Appear On Credit Card Statements?

Below are some of the most reported descriptions like the Parlevel Texas charge. However, descriptions are not always the same, even if they are some merchant, location, or by the same procedure of transaction.

• PARLEVEL_TX_CANDY: 5566-XXXX-XXXX-7788_POS
• PARLEVEL_TX_BEVERAGE: 7788-XXXX-XXXX-5566_POS
• PARLEVEL_TEXAS_MEAL: 9988-XXXX-XXXX-1122_POS
• PARLEVEL_TX_CAFE: 2211-XXXX-XXXX-9988_POS
• PARLEVEL_TX_LUNCH: 4433-XXXX-XXXX-6655_POS
• PARLEVEL_TEXAS_SNACK: 6655-XXXX-XXXX-4433_POS
• PARLEVEL_TX_SANDWICH: 3344-XXXX-XXXX-5567_POS
• PARLEVEL_TX_DRINK: 5567-XXXX-XXXX-3344_POS
• PARLEVEL_TX_REFILL: 8899-XXXX-XXXX-2233_POS
• PARLEVEL_TEXAS_VENDING: 2233-XXXX-XXXX-8899_POS
• PARLEVEL_TX_FOODSRV: 1122-XXXX-XXXX-3344_POS
• PARLEVEL_TX_GRAB&GO: 3344-XXXX-XXXX-1122_POS
• PARLEVEL_TEXAS_DISP: 7766-XXXX-XXXX-9988_POS
• PARLEVEL_TX_MARKET: 9988-XXXX-XXXX-7766_POS
• PARLEVEL_TX_QUICKBITE: 4455-XXXX-XXXX-6677_POS
• PARLEVEL_TEXAS_TREAT: 6677-XXXX-XXXX-4455_POS
• PARLEVEL_TX_AUTOCHARGE: 5544-XXXX-XXXX-7766_POS
• PARLEVEL_TX_SIPS: 7766-XXXX-XXXX-5544_POS
• PARLEVEL_TX_FASTFOOD: 2233-XXXX-XXXX-6677_POS
• PARLEVEL_TEXAS_GOODS: 6677-XXXX-XXXX-2233_POS

Fraudsters work on an established setup and they have advanced systems and techniques to steal payment and billing details from different legitimate online and offline merchants. After disguising it completely, the information is further used to make unapproved transactions, which use the merchant’s details like name, location, website, or transaction specifics. 

How To Mitigate Unauthorized Charges?

As an essential activity, you must frequently check and verify your credit card bills and bank statements. This practice ensures the identification of any unfamiliar or new charges on your credit/debit cards. Spotting a small, unusual, or unknown recurring charge with some odd description should be checked promptly. Fraudsters first check accounts with smaller amounts like $1 for transactions before selling the card or account information. If you are completely unsure about the Parlevel Texas charge, you should take the following steps;

Contacting The Parlevel Texas 

Here’s how to contact Parlevel Texas:

• Visit the official website of Parlevel Texas also to find their contact details. Write, call, or mail but don’t delay and mention your concern, including screenshots of credit card bills with crucial details masked.
• Simultaneously also check your statements, and credit card bills and ask everyone who has access to your credit card, in case they have used your card and you are not aware of it. 
• When you contact the companies, do not provide your bank, card, and account details under whatever circumstances. Mention the concern and the charges, descriptions of the amount and particular dates, and carefully understand the further guidelines.

Contacting Your Credit Card Company

Now have a clear understanding that charge doesn’t belong to you and have checked with everyone who has access to your credit card, make sure you don’t delay reaching out to your credit card issuer or bank;

• Request them to block your credit card immediately as this will ensure to avoid any further such fraudulent transactions. 
• Make sure you only trust the customer support numbers mentioned on the card involved in the transaction card or the issuer’s website and completely deny any other sources, it could be the next step into the marsh.
• Mention the complete scenario with as many details as possible and provide all requested documents, such as receipts or billing statements, and remember not to provide any details like card number, OTP, or pin of your card. 
• Another precaution you can undertake is to cancel your credit card involved in fraud and request a replacement one. 

Monitor Future Charges

It’s recommended to monitor your future charges on your credit card after some fraudulent activity in your account. It’s crucial for detecting unauthorized transactions and managing your finances. Below are some quick and easy steps you can take: 

1. Enable Account Alerts:
   • Most of the banks and credit card issuers offer customizable alerts. By opting for this service you can set up alerts for transactions above a certain amount, international purchases, or any new charges. These alerts are mainly sent via email, SMS, or push notifications.
2. Regularly Check Statements:
   • Make sure to review your credit card statements periodically. It can be quickly done online via your bank’s website or mobile app. Check for any unfamiliar charges investigate them and report them promptly.
3. Use Mobile Banking Apps:
   • Use your bank’s mobile app, as they often provide real-time updates on activities in your account. This enables you to have all the information of what’s happening and monitor your transactions conveniently.
4. Review Transaction History:
   • Regularly review your transaction history and make sure all charges are known and legitimate. This can help you spot any unauthorized or fraudulent activity early.
5. Enroll in Fraud Protection Services:
   • Most of credit card companies and some third-party financial institutions also offer fraud protection services that continuously monitor your account for any strange and suspicious activity. Enroll in these services and remain tension-free by adding an extra layer of security.
6. Use Virtual Credit Cards:
   • I often suggest this option to many, as many banks and credit card issuers nowadays offer virtual credit card numbers for random online purchases. You can use them for a single transaction or some smaller period and reduce the risk of fraud.
7. Check Your Credit Report:
   • Make sure you check your credit report regularly for any new requests or inquiries you did not initiate. This is a great practice to detect identity theft early.

Conclusion

It’s definitely not your fault if you don’t remember where you had your last coffee. But you must have spent some sleepless nights wondering if your credit card or bank information is stolen and compromised, as such incidents are more than common these days and are being frequently reported. People are being looted for huge amounts, because they didn’t pay attention to smaller amounts with which fraudsters first checked their accounts. Smaller amounts ranging from $1-$5 are often red flags, you shall not let them be. 

Frequently Asked Questions

Also, read – What is Panther East Charge On Credit Card