How To Cancel Kohl’s Credit Card

In-store credit cards are trending nowadays and are offered by various small to large merchants. Customers may often avail of these cards for leveraging benefits on the various products and services offered by the store like Kohls. Discounts, offers, and various promotional coupons along with exclusive deals are often offered to members. However, we have been receiving numerous queries on methods to cancel Kohl’s credit card. On researching I found that reasons like competitively low discounts, less variety of products, and only in-store usability are causing the majority of users to cancel.

Kohl’s Credit Card is a popular store credit card that offers shoppers Kohl’s extra benefits like special discounts, and exclusive offers, along with earning Kohl’s Cash, which can later be used on various types of future purchases. It’s majorly preferred by those who shop regularly at Kohl’s, as it helps them save money through various promotions. However, the higher interest rate is also a concern that most of the users come to know about while paying bills and this might also be one of the reasons for frequent cancellations of Kohl’s credit card.

I have designed this guide to help you understand the different ways of canceling, but before that, you shall make sure that you have clearly read the know before section. It’s important to know the terms, policies, and other varying implications that I have mentioned in this section. If there is a loss or you suspect unauthorized usage, there are also ways how to freeze your Kohl’s card but if you are unhappily canceling, I also have some alternatives mentioned below.

Can I Cancel Kohl’s Credit Card Anytime?

Yes, you can cancel your Kohl’s Credit Card at any time. The methods are simple and quick and I have explained them below in simple steps to understand and apply easily. Make sure you have understood the above-mentioned instructions and have paid off any outstanding balance before canceling the card, as there is no provision to close the account with an unpaid balance. 

How To Cancel Kohl’s Credit Credit Card Before Activation?

Yes, it’s possible and can be done easily. The quickest and only method in this concern is to call their customer support and put forward your concern, understand the process below;

Follow the simple steps below to cancel your Kohl’s credit card before it is activated;

1. Dial Kohls at (800) 564-5740 from your registered mobile number.

2. Put forward your concern once you get connected to a representative that you wish to cancel your unactivated credit card with them.
3. Make sure you remember all your customer ID and account information. Provide all the required details. 
4. Cross-verify with the customer service agent that your credit card has been canceled/processed or if there is any prerequisite pending before you finish the call. Ask for a confirmation message for your request for any future correspondence.

Keep checking for messages or emails from Capital One Bank, following up on your cancel request.

How To Cancel Kohl’s Credit Card?

The process can be accomplished in different methods explained below;

How To Cancel Kohl’s Credit Card Via Phone Call?

This one is an easy method to put forward your request. Before you call them make sure you have your account information readily available. Information and details required are your account number, customer ID, the name listed on the account, and other general information.

Follow the simple steps below to cancel your Kohl’s credit card over a phone call;

1. Call Kohl’s at (800) 564-5740 from your registered mobile number.

2. Put forward your concern once you get connected to a representative that you wish to cancel your Kohl’s credit card.
3. Make sure you remember all your account details or account information. Provide all the required details. 
4. Cross-verify with the customer service agent that your Kohl’s credit card has been canceled/processed before you finish the call. Ask for a confirmation message for your request for any future correspondence.

How To Cancel Kohl’s Credit Card In Person? 

Lets know the simple method for cancelation;

1. Draft a detailed letter that clearly mentions your decision to cancel.
2. Mention in the subject line “Cancel Kohl’s, Credit Card”. This ensures that request is next forwarded to the concerned department for quick procession.
3. Mention your concern about canceling and also support it with a simple and valid reason. Include important details like your name, billing address, account details, customer I.D, etc. 
4. Submit this letter to the closest Kohl’s store. 
5. Check for any correspondence in the next couple of days in your email and proceed as outlined.
6. As this is an offline process, you must also ask the front desk staff when your Kohl’s credit card will be terminated and also about the cancellation fee if there is any. 
7. You must also ask for an acknowledgment receipt for your cancellation request.

How To Cancel Kohl’s Credit Card Through Website?

The first easy method is to cancel your Kohl’s credit card through the website with the simple steps mentioned;

1. Go to the official website of Kohl’s.
2. Log in to your online account.
3. Select “I want to,” scroll to “Control your card” and follow the directions under “Close Account.”
4. Click on the Cancel button. 
5. A warning notification will pop up on your screen that will show you the list of benefits you will lose after canceling your credit card. 
6. Check the warning message as read and if you still wish to continue.
7. Follow the simple onscreen instructions and prompts and complete your cancellation process.

How To Cancel Kohl’s Credit Card Via Web Chat?

You can also initiate a live chat with a customer service representative and request that your card is canceled. This method is also quick. Follow the below steps to cancel your Kohl’s credit card by using the web chat option;

1. Go to the Kohl’s Self-Service Portal.
2. Click the Chat With Us option in the bottom-right corner and select it.
3. Put forward your concern clearly to cancel the Kohl’s credit card. 
4. Provide all the asked information about your account.
5. Request for confirmation receipt from the representative for your cancellation request.

Conclusion 

There are various options of numerous types of credit cards offered by many large to small retailers in collaboration with leading banks.

All of them often come with one of their types of benefits, no annual fees, many in-store benefits and discounts along with various exclusive deals. Before you cancel, try considering the alternatives so that there are no disruptions in the flow of your finances.