Even the world’s most top rated are experiencing a decline in their services and products, one such example is the increasing rate of queries on ways to cancel Dubai first credit card. As a channel helping many such consumers with likewise queries, we somehow always maintain a close watch on the decline of some prominent and always looked after services and when our experts tried to figure out the reason, it was mostly observed as wrong selling, in where the consumer hardly have an idea of the product/services they are being offered otherwise I don’t believe a needy and learned user will ever surrender Dubai’s first credit card.
The Dubai First Credit Card is offered by Dubai First, a leading consumer finance company in the United Arab Emirates. These credit cards are designed to cater to various customer needs and provide a range of benefits and features such as cashback rewards, travel perks, lifestyle privileges, and exclusive offers on dining, entertainment, and shopping. But do users always know this or does the sales agent just to achieve their targets onboards many randomly?
This guide will help you with the ways out and further you can relax your finances. Check the important know-before pointers to avoid any problems while canceling and if you need any such card but not a Dubai one, then I have some of the best alternatives mentioned for you towards the end of this guide.
Can I Cancel Dubai First Credit Card Anytime?
Yes, you can cancel your Dubai First Credit Card without any hassle. Make sure that you have no clear dues on your credit card account and that you are well-versed with the other information mentioned above.
It is advised to keep the documents or contact information ready in order for a smooth cancellation process. Once you submit the request, it is also advised to save the confirmation mail from the Dubai First Credit Card for any future correspondence.
How To Cancel A Dubai First Credit Card Via Phone Call
The quickest method to put forward your request is to call them. Before you call them make sure you have your account information readily available. Information and details required are your customer ID, the name listed on the account, and other general information.
Follow the simple steps below to cancel your Dubai First credit card over a phone call.
- Call Dubai First at 04-5068888 or if you are an international customer, you can contact them at +97143528228 from your registered mobile number.
- Put forward your concern once you get connected to a representative that you wish to cancel your Amazon credit card.
- Make sure you remember all your account details or account information. Provide all the required details.
- Cross-verify with the customer service agent that your Dubai First credit card has been canceled/processed before you finish the call. Ask for a confirmation message for your request for any future correspondence.
How to Cancel your Dubai First Credit Card At the Branch Location?
This method is easy too but requires you to visit a Dubai First branch if you are living in UAE, below are the easy steps to follow;
- Draft a detailed letter that clearly mentions your intention to cancel.
- Mention in the subject line “Cancel Credit Card”. This ensures that request is next forwarded to the concerned department for quick procession.
- Mention your concern about canceling and also support it with a simple and valid reason. Include important details like your name, billing address, account details, etc.
- Visit a Dubai First branch and head to the floor manager or admin.
- Submit this letter to the front desk representative;
The representative will ask for some information to verify your identity and proceed with the cancellation. Keep the below details readily available;
- Card Number: Your Citi credit card number.
- Card Details: Other details that may appear on the card, if required.
Account Details: Your personal information, which includes your full name, contact details, and possibly, information about your account.
- Check for any correspondence in the next couple of days in your email and proceed as outlined.
- As this is an offline process, you must also ask the front desk staff when your Dubai First credit card will get terminated and also about the cancellation fee if there is any.
- You must also ask for an acknowledgment receipt for your cancellation request.
How To Unlink Dubai First Credit Card?
To unlink your Dubai First credit card from your active bank account, you’ll have to follow a few below-mentioned steps;
Steps to Unlink a Dubai First Credit Card from Your Bank Account:
- Log In to Your Online Banking Account:
- Access your Dubai First online banking portal or mobile app by logging in with your credentials.
- Navigate to Card Management:
- Go to the “manage credit cards” section. This is usually found under “Cards,” “Credit Card Management,” or a similar tab.
- Select the Credit Card:
- Choose the Dubai First credit card you want to unlink from your active bank account.
- Find Unlink or Remove Option:
- Look for an option to unlink, remove, or delete the card which is mostly under “Manage Card,” “Edit,” or similar settings.
- Confirm the Unlinking:
- Follow the simple on-screen prompts to confirm that you want to unlink or remove the credit card. You might be asked to provide additional authentication or confirmation.
- Check Your Bank Statements:
- After you have unlinked, monitor your bank statements and confirm that the credit card is no longer associated with your account and that no unauthorized transactions occur.
Conclusion
Many types with varying offers and reward points are available readily, just understand which one suits you and then stick to that forever because frequent cancellation of your credit cards impacts your credit score, and credit history and if any sudden need for a loan arises there would be troubles in getting favorable terms.
You can instead of complete cancellation try downgrading your credit cards and limiting your expenses and if you maintain a good purchase record with a positive history of repayments you can later request for an upgrade.
Also Read – How To Cancel CIMB Credit Card
