What is Bridgepointe San Mateo Charge On Credit Card

Many of the merchants at the famous business centers or parks or at shopping malls in your region are obliged to the Merchant Data Standards of Visa, as per which the name must clearly convey both the name most often and prominently displayed by the merchant and also the merchant’s “Doing Business As” (DBA) name and the location. Bridgepointe San Mateo charge could be because of this, because Bridgepoint is a shopping mall in San Mateo, but Bridgepoint is also an insurance company.

This is the huge confusion giving restless nights to many cardholders who have seen some charges labeled as Bridgepointe San Mateo on their credit card. I have spent some extensive time in finding the key differences between these two and why these charges are showing on your credit card. Bridgepointe Insurance company clearly states that all of their payments are processed by Paytrace.net and will display in your bank statement as BRIDGEPOINT INSURANCE AGE, isn’t this deepening the confusion.

This guide has been formed to burst the clouds of complexity and help you with the right and authenticated information so that you can know the legitimacy of the Bridgepointe San Mateo charge. Further if you understand that charges are unauthorized then the procedure to adopt further is also mentioned below.

Know The Bridgepointe San Mateo Charge

A charge labeled “Bridgepointe San Mateo” on your credit card statement most likely refers to a transaction which you might have made at the Bridgepointe Shopping Center located at San Mateo, California. This shopping center includes a variety of stores, restaurants, and entertainment options. 

Another possibility for the charges is the payment to Bridgepoint Insurance agency & Permit Center which is a service oriented company specializing in international and domestic insurance and permit services.  Check for both scenarios and which relates to you. Follow the lead below for more details.

What Does Bridgepointe San Mateo Charge On Credit Cards Mean?

A “Bridgepointe San Mateo” description on your credit card statement, means that a transaction was processed by some merchant located at or associated with the Bridgepointe Shopping Center in San Mateo, California, where you might have been to retail stores, dining options, entertainment venues, and other services.

Now the complexity giving troubles is that the charge on your credit card from “Bridgepointe San Mateo” might also concern a payment you made for Bridgepoint Insurance Agency & Permit Center, LLC, even though their headquarters are located in McAllen, Texas. Understand that “San Mateo ” might be a location of their online payment processing and not necessarily the particular office that handled your service request. 

Explanation Of The Bridgepointe San Mateo Charge 

I have explained below the cases which are most likely to be responsible for the Bridgepointe charges on your credit card. Read and understand the services listed below and try to recall if you have availed any;

Bridgepointe Shopping Center in San Mateo is a prominent shopping location with a mix of retail stores, dining options, entertainment venues, and services. Maybe some Sunday afternoon you have visited there for essentials, dining with family or friends, or for entertainment. Now after a week later, you look at your credit card statement and see multiple charges labeled as “Bridgepointe San Mateo” or the names of some specific stores and services. You might see;

• Target: $50
• Marshalls: $30
• Barnes & Noble: $25
• BJ’s Restaurant & Brewhouse: $40
• Starbucks: $5
• Nail Salon: $20
• Hair Salon: $25
• Ice Skating Rink: $15

Another highly probable is Bridgepoint Insurance Agency & Permit Center, LLC which offers a services listed below, check if you relate to any;

1. Insurance Services:

• Auto Insurance: They offer auto insurance for a variety of vehicles, including cars, trucks, motorcycles, ATVs, boats, and other personal crafts. They primarily cater to US residents, foreign nationals (Mexico & Canada), and even offer commercial trucking insurance.
• Home Insurance: You bought a new home, or renewed the insurance for the older one, as Bridgepoint also provides homeowners insurance to protect their property investment. 
• Travel Insurance: They also offer quite comprehensive travel insurance plans to protect you from any unfortunate financial losses associated with trip cancellations, delays, or medical emergencies. Check if you have traveled to somewhere and your travel agent have insured your travel with them

2. Permit Services:

Bridgepoint also focuses on assisting customers with permits and many regional and compliance needs in the U.S, particularly for the trucking industry. Below are some specific examples:

• Trucking Permits & Compliance: They are specialized in obtaining necessary permits for trucks, including USDOT/TXDMV permits, overweight permits, MCS-150s, and UCRs.
• DMV Services (License & Registration): Bridgepoint is known for a full-service contractor, assisting with DMV renewals, title transfers, and other DMV-related services for individuals. Check if you own a travel or trucking business or drive one.

• In many cases, Bridgepointe San Mateo charges also have resulted in unauthorized transactions. Fraudulent activities, such as identity theft or stolen card information lead to charges that cardholders do not recognize, as they use some descriptions like Bridgepointe which a genuine company would use. It is always advised to monitor your statements periodically to identify them at an early level and report such transactions accordingly.

How Does Bridgepointe San Mateo Charge Appear On Credit Card Statements?

I have collected some of the most reported descriptions like Bridgepointe San Mateo, where card holders have been charged from the same origin.

• TARGET_BPTE_SANMT_POS1 XXXX-12*4
• MARSHALLS_BPTE_SANMT_POS2 XX-XXXX-56*8
• BARNES_NOBLE_BPTE_SANMT_POS3 XXXX-XXXX-XXXX-90*2
• BJs_RESTAURANT_BPTE_SANMT_POS4 XXXX-XXXX-XXXX-34*6
• STARBUCKS_BPTE_SANMT_POS5 XX-XXXX-78*0
• NAIL_SALON_BPTE_SANMT_POS6 XXXX-XXXX-XXXX-23*5
• HAIR_SALON_BPTE_SANMT_POS7 XXXX-67*9
• BRIDGEPOINTE_ICE_RINK_BPTE_SANMT XX-XXXX-01*3
• CINNABON_BPTE_SANMT_POS8 -XXXX-45*7
• PETCO_BPTE_SANMT_POS9 -XXXX-89*1
• OLD_NAVY_BPTE_SANMT_POS10 XXXX-XXXX-XXXX-67*8
• APPLE_STORE_BPTE_SANMT_POS11 XXXX-XXXX-XXXX-12*3
• POTTERY_BARN_BPTE_SANMT_POS12 XXXX-XXXX-XXXX-89*0
• CHEESECAKE_FACTORY_BPTE_SANMT_POS13 XXXXX-45*6
• JAMBA_JUICE_BPTE_SANMT_POS14 XXXX-23*4
• GAP_BPTE_SANMT_POS15 XX-XXXX-78*9
• ULTA_BPTE_SANMT_POS16 XXXX-90*1
• THE_BODY_SHOP_BPTE_SANMT_POS17 XXXX-XXXX-XXXX-56*7
• NORDSTROM_RACK_BPTE_SANMT_POS18 XXXX-XXXX-XXXX-01*2
• MCDONALDS_BPTE_SANMT_POS19 XXXX-XXXX-XXXX-34*5

Scamsters steal the payment and billing information from genuine merchants and try to include the merchant’s name and in some cases the location, website, or other transaction details. Check for any similar descriptions on your credit card statement and refer to your recent purchases. If the charge is unfamiliar, quickly verify it with your purchase history. (Process mentioned below)

What To Do If The Charge Is Unauthorized?

Cardholders are facing this challenge worldwide, and are highly concerned about the frequent occurrence of such suspicious transactions in their accounts. There are cyber laws for such happenings, but scamsters always stay a step ahead and have already formed the newer trick even before their current one is caught. People replaced their credit cards with new ones as a precaution, but in many cases even it didn’t help. It’s not just an issue limited to some naive card holders only, I know some highly educated and even finance and banking experts who succumbed to the traps of fraudsters.

Bridgepointe San Mateo charge on credit cards is not any different and is one among the many examples, where many people are reporting credit card charges that card holders have no idea about. In case of any such suspicion, below are some steps that you can undertake further;

Contacting The Bridgepointe 

The post contains information for you to help you understand the legitimacy of the Bridgepointe San Mateo charge on your credit card, however, if you are satisfied its good, and if you are still unsure, follow the steps further

Here’s how to contact Bridgepoint:

• Visit the official website of Bridgepointe LLs Insurance company and find their contact details. Make sure that in such cases contact details must only be trusted from official sources. 
• Similarly, check your statements and with family if someone has visited the Bridgepointe shopping mall. Check with them if they have used your card somewhere at stores located at San Mateo, California.
• When you contact Bridgepointe, make sure that whatever the situation is you don’t provide any bank details, and take your time to understand the issue briefly.

Contacting Your Credit Card Company

You must immediately call your credit card issue or bank and report the incident. Follow the process below;

• Ask them to block your credit card immediately without any delay to avoid any further such fraudulent transactions. 
• Make sure you only look for customer support numbers on the card involved in the transaction card or the issuer’s website and shall not trust any other sources.
• Mention your concern and provide any requested documents, such as receipts or billing statements, and remember not to provide any details like card number, OTP or pin of your card. 
• You shall get rid of the card involved and ask for a replacement card and be cautious in future.

Conclusion

Check your statements regularly, there are chances for many small payments at the shopping centers to create confusion for us later, as we tend to forget them. Either maintain a record sheet of your expenses and signify the high expenses and monthly auto-pays like insurance and car or home loan and learn the pattern so that you spot any irregularity at quite an early stage and dispute the same.

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