Amazon is one of the largest e-commerce platforms over the globe successfully completing millions of orders in a day. It’s often known as the Amazon marketplace because many similar platforms that operate like this and offer their customers an array of products have been given this name. Amzn and Mktp, originate from here only and are used by Amazon itself when you buy from different listed sellers over its platform.
Amazon does this to ensure that a clear and precise information is being conveyed to the user making the purchase and you are most likely to see these charges if you have recently made a purchase with Amazon. Well, Amazon marketplace is not a platform that directly sells the product but provides the platform to sellers and further makes sure that the transaction is completed securely and successfully and while doing this, it involves its systems which have preset formats for charge descriptions, hence it displays Amzn Mktp with the item name may be.
This guide has been designed to help you understand what does these charges exactly mean and how would you determine their legitimacy and under what scenario you are likely to see these charge descriptions on your credit card statement.
What Does Amzn Mktp Mean?
AMZN Mktp is an abbreviation used for Amazon Marketplace, mostly in the transactions conducted on their platform. This charge description appears on your credit card statement after you have made a purchase of items from the listed third-party sellers on Amazon.
The Mktp portion stands for Marketplace and indicates that the transaction has not been directly conducted with Amazon but with a seller who has listed their products over the Amazon’s platform for selling.
When you see AMZN Mktp on your credit card statement, it simply implies that you have bought something from a third-party vendor, and Amazon has facilitated the transaction which includes processing the payment. This charge could be for a variety of products since Amazon Marketplace hosts millions of items from numerous sellers.
Breaking Down the Amzn Mktp Charge Code
- AMAZON MKTPLACE PMTS: Indicating the charge is from Amazon’s Marketplace, where third-party sellers list their products alongside Amazon’s own inventory.
- AMZN.COM: For specifying that the purchase was made on Amazon’s website.
- BILL WA: Indicates (if included) that the billing has been processed through Amazon’s offices in Washington state, USA.
What Does Amzn Mktp Indicate On Credit Cards?
An AMZN Mktp charge mentioned on your credit card statement is for indicating that a purchase has been made through Amazon’s Marketplace, where third-party sellers list and sell products.
This charge is representing the amount you have online paid for an item which is sold by one of the listed sellers, with Amazon completely handling the transaction, billing and payment processing.
The “Mktp” abbreviation stands for “Marketplace,” which is mentioned for the purpose to signal that the purchase was not directly from Amazon itself, but instead from an independent vendor using Amazon’s platform. The charges could be for any type of product listed on the Amazon platform, from electronics to household items.
Possibilities: Why is Amzn Mktp Appearing On Credit Card
I have listed some scenarios that give you a broader understanding of why AMZN Mktp charges might appear on your credit card statement. Scenarios are some possible ones which cover various types of transactions that also go beyond just simple product purchases. Below is a broader explanation of scenarios where AMZN Mktp charges could appear on your credit card statement;
- Third-Party Seller Purchases:
- Amazon’s Marketplace is a platform where various independent sellers list products alongside items sold directly by Amazon. If you have recently purchased something from one of these third-party sellers and have made the payment online, the transaction will then appear as AMZN Mktp on your statement. This would be almost the same with the name of the items including anything from books and electronics to clothing and household goods.
- Subscriptions and Digital Services:
- Many times, third-party sellers provide digital services or subscriptions through Amazon. In case you have subscribed to a service such as a streaming channel, software, or a digital magazine, the charge would then show up as AMZN Mktp.
- Pre-Orders and Backorders:
- When you pre-order an item that isn’t immediately available, the charge mostly is not processed until the item ships. After the item is back in stock and sent to you, then only AMZN Mktp charge will appear which reflects the completion of the purchase.
- Used or Refurbished Goods:
- Amazon also enables many third-party sellers to offer used or refurbished items. If you buy something specifically in this category, there are more chances of it being billed as an AMZN Mktp charge.
- International Purchases:
- If you have purchased from a seller who is based outside of your country, additional fees for covering international shipping or customs may also be included, but the transaction will still appear as AMZN Mktp.
- Gifts and Direct Shipments:
- If you have recently bought a gift from a third-party seller and have it shipped directly to someone else, the charge on your statement will also reflect as AMZN Mktp.
- Fulfillment by Amazon (FBA):
- Even though the item is listed and sold by a third party, if it’s stored, packed, and shipped by Amazon along with the billing and payments also, it will still appear as AMZN Mktp. This means Amazon has handled the logistics, but the product itself came from an independent seller.
- Bundled or Multi-Seller Orders:
- Many times, you purchase multiple items from different sellers in one order. These items for convenience and timely delivery are bundled together in your cart, but the charge will still be mentioned as AMZN Mktp even if the items have been sold by various sellers.
- Cross-Platform Purchases:
- In case you have recently made a purchase through Amazon using a different platform, like a mobile app, partner website, or even a smart device, the charge will again show up as AMZN Mktp on your credit card statement.
Amazon vs Amazon Marketplace
It’s important for you to understand, and you can just take them as Amazon and Amazon Marketplace as two separate sections but within Amazon’s business. They’re linked, but each one operates independently, below are the key differences between the two for you to know to lower your confusion about Amzn Mktp charges;
Amazon
- Amazon.com is the primary online retail platform which is owned and operated by Amazon.
- Amazon sells products directly to customers through its own inventory, providing a wide range of products across broader categories.
- Amazon is wholly responsible for inventory management, order fulfillment, customer service, and returns for products that are sold directly by Amazon itself.
- Amazon also offers subscription services such as Amazon Prime, Amazon Music, Amazon Video, and Amazon Kindle, among others.
- Amazon majorly generates revenue from product sales, subscription fees, and various other services.
Amazon Marketplace:
- Amazon Marketplace is a platform contained within Amazon.com that enables numerous third-party sellers to list and selling their products alongside those sold by Amazon itself.
- It offers a platform for individual and business sellers to largely reach a wide customer base without requiring them to build their own e-commerce websites.
- Third-party sellers mostly provide both new and used products, and they set their own prices.
- Amazon Marketplace handles the billing, and payment processing and often facilitates fulfillment services through programs like Fulfillment by Amazon (FBA).
- Amazon Marketplace sellers are charged for various fees from Amazon, including referral fees and, if they use FBA, fulfillment fees.
- Amazon Marketplace significantly widens the product selection available on Amazon.com which makes it a more comprehensive online marketplace.
In summary, Amazon offers and sells products directly to consumers, manages its own inventory, and provides various services and subscription-based benefits.
Whereas Amazon Marketplace is an Amazon-offered platform where third-party sellers list their products for sale on Amazon’s website, leveraging Amazon’s wide reach, customer base, and infrastructure in exchange for fees.
The seamless combination of these two components are mainly responsible for making Amazon one of the largest and most diverse online marketplaces in the world.
Identifying Amazon Charges Like Amzn Mktp
Amazon transaction charges showing on your credit card statement could appear in various ways and this mainly depends upon the specific transaction and how it has been processed. Below are some common descriptors you could see for Amazon charges;
- AMAZON or Amazon.com: This is the most simple and commonly used descriptor for Amazon purchases made directly from the Amazon app/website.
- AMZN: Amazon mostly uses this shortened version of its name for transaction descriptions.
- AMZN Mktp US: This descriptor is also most often used for Amazon Marketplace purchases which indicates the transaction has been processed through Amazon’s marketplace.
- AMZN Digital: This mainly appears for digital purchases, like e-books, music, movies, or software from Amazon.
- AMZN Prime Membership: If you are an Amazon Prime member, your annual or monthly subscription fee mostly will appear with this descriptor.
- AWS Amazon Web Services: If you also have an Amazon Web Services (AWS) account for cloud computing or hosting services, charges related to AWS will have this descriptor.
- AMZN Prime Video: This descriptor might appear for charges related to Amazon Prime Video, a streaming service.
- AMZN Fresh: For transactions associated with Amazon Fresh, Amazon’s grocery delivery service.
- AMZN Kindle: This most likely to appear for charges related to Kindle e-books or Kindle device purchases.
- AMZN Mktp CA: Similar to “AMZN Mktp US,” but for Amazon Marketplace purchases in Canada.
- AMZN Music: For transactions associated with Amazon Music, the music streaming service.
- AMZN App Store: If you make purchases from Amazon’s app store for Android devices, this charge descriptor will be used.
- AMZN Digital Services: Used for different digital services offered by Amazon, like digital downloads and subscriptions.
- AmazonSmile: If you often make purchases through AmazonSmile, a portion of your purchase is dedicated to a charitable organization of your choice, and this descriptor will then appear.
- AMZN Payments: Many times used for payment-related transactions.
Some Common Charge Descriptions And Their Type As Listed By Amazon?
Amazon provides various services and products and to maintain clarity and transparency they make use of a similar and standardized format for charge descriptions to make sure that they convey the correct information. Below is a comprehensive table that contains some common product/service charge descriptions from Amazon;
| Descriptor | Type of Charge |
| AMZ*Prime Shipping Club amzn.com/billAMAZON PRIME*A1B2C3D4Eamzn.com/bill | Charges related to Amazon Prime |
| Amazon.com*PMT SVC 866-749-7545AMZ*(Company Name – e.g., Build, Age of Learning, ABC Mouse, etc.)amzn pmts (checkout)amzn.com/pmts, Kickstarter | Charges related to an Amazon Pay order |
| Amazon.comAMZN.COM/BILLAmazon BookstorePOS AmazonAmazon MerchandiseAMAZON MKTPLACE PMTSAMZN Mktp US *A1B2C3D4E | Charges related to an Amazon.com purchase |
| Amazon Digital Svcs amzn.com/billVideo on Demand | Charges related to an Amazon Digital Service: MP3s Kindle books app downloads video download software or game downloadsKindle Special Offers Opt-out Fees |
| AmazonFreshamzn.com/fresh | Charges related to an Amazon Fresh order |
| Amazon Retail LLC | Charges related to an Amazon Books purchase |
How Does Amzn Mktp Charge Appear On Credit Card?
Below are some similar charge descriptions from Amazon, which contains Amzn Mktp
- AMZN Mktp-US*8437-WEBSRV ECOMM/AUTH CPE SEA POS 4829-BMC
- AMZN Mktp*DSP-VND-4321/MKTPLC-DGTLSRVC XFER SEA-US/7777
- AMZN Mktp*BMC 3948/TXN-ID SEA/CPE POS-7777
- AMZN Mktp-US*AUTH/WEBSRV-DIG/PLATFORM SEA-ECOMM/3948
- AMZN Mktp*POS-7777-MKTPL/US-SEAAUTH/ECOMM XFR/BMC 4829
- AMZN Mktp-US/WEBSRV AUTHXFER/MKTPLC-ECOMM/SEA-POS 4829
- AMZN Mktp*AUTH/MKTPLC-SRV/ID:8437-BMC-WEBCOMM SEA 7777
- AMZN Mktp*XFR-WEBXFR MKTPL/AUTH-DSP BMC-SEA-US/8437
- AMZN Mktp-US/ECOMM AUTHMKTPL-WEBSRVC/CPE POS/SEA 4829
- AMZN Mktp*MKTPLC 7777-POS/ID SEA-BMC 8437
- AMZN Mktp*US-SEAAUTH-DSP/WEBXFR-ECOMM-MKTPLC 4829-BMC
- AMZN Mktp*MKTPLC-XFR/ID:8437-POS-WEBCOMM SEA-US-BMC
- AMZN Mktp*AUTHWEBSRV 3948-MKTPLC/SEA-ECOMM/POS 7777
- AMZN Mktp*POS-WEBXFR/SEA-US MKTPLC AUTHID 4829-BMC
- AMZN Mktp-US*ID:8437/AUTHWEB-SRV/SEA-ECOMM-MKTPLC 7777
- AMZN Mktp*SEA-POS 4829/AUTHWEBSRVC/ECOMM-MKTPLC-BMC
- AMZN Mktp*MKTPLC-WEBXFR AUTHID-SEA-US/POS 7777 BMC
- AMZN Mktp*SEA-BMC/ID:8437-POS AUTHMKTPLC/ECOMM-WEBSRV
- AMZN Mktp*XFR-POS 3948/WEBSRVC MKTPLC-AUTH SEA/7777
- AMZN Mktp*SEA-US AUTHID 4829/BMC-WEBXFR/MKTPLC-ECOMM
- AMZN Mktp*WEBXFR MKTPLC 7777/AUTHSEA-POS-BMC ID:8437
- AMZN Mktp*SEA-ECOMM/POS-WEBXFR 3948/MKTPLC-BMC AUTHID
- AMZN Mktp*US-SEAAUTH/MKTPLC-WEBSRVC 8437/ECOMM-BMC-POS
- AMZN Mktp*WEBXFR-POS 4829/SEA-US AUTHMKTPLC ID:7777-BMC
- AMZN Mktp*MKTPLC-WEBSRV AUTHID/SEA-ECOMM BMC-POS 8437
- AMZN Mktp*SEA-WEBXFR AUTHID-BMC/ECOMM MKTPLC 7777 POS 8437
- AMZN Mktp*WEBXFR AUTH-MKTPLC SEA-US/POS BMC-ECOMM 3948 7777
- AMZN Mktp*SEA-US 8437-AUTHID/WEBXFR MKTPLC ECOMM/POS BMC 4829
- AMZN Mktp*SEA-WEBSRVC AUTHXFR/BMC-ECOMM MKTPLC 7777 POS ID 3948
- AMZN Mktp*POS BMC-WEBXFR AUTHID-SEA MKTPLC/ECOMM SRVC 8437 4829
How To Avoid Unwanted Services?
There are many tricks that even reputed companies like Amazon adopt to make you buy their services, understand below some signs of this;
- Watch what goes into your shopping cart. Even if your cart is empty and leave the site without purchasing anything, you still could have been enrolled in a subscription service.
- Watch for pre-checked boxes. They may sign you up for a product or service.
- Carefully review your order before completing a transaction. If the order value is increased than what is expected, this simply implies that something has been added that you don’t know, check the items and make sure to remove any you don’t need.
- Always check for any pre-selected items or services, before you tap on proceed to pay. Many such services are pre-selected and are not usually displayed right in front of you, so you don’t pay attention and pay directly.
- Always look for auto-renewals and what amount you are being charged and spot any difference.
How To Verify Amzn Mktp Charges?
If you are worried about AMZN Mktp charges on your credit card statement below is what you can do next. By following these steps, you can better understand the nature of charges, confirm their legitimacy, and then initiate the appropriate action if something doesn’t seem right;
- Review Your Amazon Orders:
- Log into your Amazon account and go to the “Your Orders” section. Check through your recent purchases to match the charges with items you’ve bought. This can help you identify which transaction aligns with the charge.
- Check for Subscription Services:
- If you use Amazon for digital services or subscriptions (like streaming channels, Kindle services, etc.), make sure that the charge is linked to any of these ongoing payments.
- Confirm with Shared Accounts:
- If you also share your Amazon account with family members or if you are part of an Amazon Household, check with others who might have made a purchase using your payment method.
- Look for Confirmation Emails:
- Check through your email inbox for emails followed for confirmation from Amazon around the time of the charge. These emails are sent to convey the details about the purchase, which can help you confirm the charge.
- Contact Amazon Customer Service:
- If you still cannot identify the charge or believe it as incorrect, reach out to Amazon’s customer service and ask for more details about the transaction and they shall assist you in resolving any issues.
- Monitor Your Account:
- Monitor your credit card statement for any future “AMZN Mktp” or similar charges to make sure they align with your purchases. If you observe any unusual activity, immediately report it to your bank or credit card issuer.
How To Report Unauthorized Amazon Prime Charges?
Below is a simple and easy way to report unauthorized charges directly to Amazon, follow the simple steps;
Check Your Orders and Subscriptions:
- Log in to your Amazon account.
- Go to “Your Orders” and review recent orders to make sure there are no unexpected purchases.
- Check “Manage Your Subscriptions” to see if any subscriptions were started without your knowledge.
Review Payment Methods:
- Go to “Your Account” and then “Payment options” to review the recent transactions on your saved payment methods.
Contact Amazon Support:
- Go to the Amazon help page and select “Contact Us.”
- Choose the issue related to “Unauthorized Charges.”
- Follow the prompts to chat with or call an Amazon representative. Explain the issue and request a refund for the unauthorized charge.
Transaction Disputes For Amazon Charges
In case you have been charged wrongly or more than what you have been shown by Amazon, you can raise a dispute, by following the steps below;
With Merchant
Contact a merchant via email
- Sign in using your Amazon credentials.
- Click Check your Amazon Pay orders
- On the Amazon Pay Activity page, look for the corresponding order or transaction, and then click Details & Support.
- To send the merchant an email with your details of the problem that occurred, click their email address under Business details.
Make sure to include the below details in our email for quick action:
- Order details, including the merchants and the Amazon Pay order reference and a list of the items you purchased.
- The cost of each item in the order
- Shipment details
- A detailed description of the problem with your order
- Your preferred resolution for the problem
Contact merchant through Amazon Pay
- Sign in using your Amazon credentials.
- Click Check your Amazon Pay orders.
- On the Amazon Pay Activity page, find the corresponding order or transaction, and then click Details & Support.
Choose one of the following problem types from the drop-down menu:- Where’s my stuff
- Item damaged or defective
- Item received too late
- Request return, refund, or cancellation
- Request Invoice
- Was overcharged for item
- To contact Amazon Pay buyer support, choose one of the following problem types from the drop-down menu:
- Other Amazon Pay issue
- Had a problem with a payment method
- Report fraud or misuse
Dispute a transaction
With Amazon
If the issue can’t be resolved with the merchant, you can also dispute the transaction with Amazon Pay.
A transaction might be disputed for various reasons. Below are some examples:
- The amount you were charged does not match the amount displayed at checkout or in the confirmation email
- You didn’t receive an item
- The item you received was different than described.
If your request meets any of the above criteria, you might be able to submit a dispute for the transaction. Follow these steps;
- Sign in using your Amazon credentials.
- Click Check your Amazon Pay orders.
- On Your Amazon Pay Activity, find the appropriate order or transaction, and then click Details & Support.
- To file an A-to-Z Guarantee claim, choose File an A-to-Z Guarantee claim from the drop-down menu.
You’ll be prompted to enter the following information information to dispute the transaction:
- Date of transaction
- Amount of transaction
- Order/Transaction ID
- Description of the problem
After you have completed the online dispute form, your dispute will be sent to the Amazon Pay investigations team for review and it can take up to 45 business days before they reach a conclusion. During this time, Amazon might contact you for some additional information about the situation.
In Case of Errors or Unauthorized Transactions
If you have hard reasons to believe that your transaction history in your Payments Account, any confirmation for a transaction, and/or any transaction initiated through the Service is in error or is unauthorized, and you seek more information, you must contact Amazon as soon as possible by calling (866) 216-1075 or writing them at
Transaction Disputes
Amazon Payments, Inc.
P.O. Box 81226
Seattle, WA 98108-1226
While reporting an error or Unauthorized Transaction, make sure you include the following information:
- Your name, phone number, and the e-mail address associated with your Payments Account;
- A description of the error or transaction in question, and a clear explanation of why you believe it is an error or why you need more information.
- The dollar amount of the suspected error.
- The transaction date and associated transaction ID from your Payments Account history, bank account statement, or e-mail confirmation.
- Your telephone number, preferably the one linked with the Amazon account.
- The name and telephone number of your bank if the error is relating to a transfer to or from your bank account using your Payments Account.
Key Points of Unauthorized Transactions in Amazon account;
- Amazon attempts to determine whether an error occurred within ten Business Days
- If they need more time, however, they may take up to forty-five days (or ninety (90) days for transactions outside of the United States) to investigate your complaint or question.
- If the above is scenario, and your inquiry or complaint involve any amounts in question relating to the balance in your Payments Account, Amazon may provisionally credit your Payments Account for the amount you believe is in error, so that you will have the use of the money during the time it takes us to complete our investigation.
- If Amazon asks you to put your complaint or question in writing and if there is no reply within ten (10) Business Days, Amazon may not then grant provisional credit of the disputed amount.
- You will be informed of the results of their investigation within three Business Days after its completion.
- On determination of no error, Amazon will send you a written explanation, and you shall in this scenario authorize Amazon to debit your Payments Account for the amount of the provisional credit.
Liability for Errors In Transactions
Amazon shall correct any processing errors that have occurred with your Payment Account. In case they do not complete a Transaction to or from your Payments Account on time or in the correct amount, Amazon will be liable for certain losses or damages caused by their failure as the law may impose in such cases. Understand below some of the key factors;
- If you do not have enough money in your Payments Account or the bank account that you have linked under your Payments Account to make the transfer.
- Funds in your Payments Account or bank account are subject to legal processes or other obligations that restrict transfer.
- If the transfer has exceeded an allowed credit or withdrawal limit.
- During any downtime like terminal or system, including website or services, or other announced technical malfunction you initiated the payment;
- Natural calamities such as floods, fires, power outages, and mechanical or system failures, prevent the transfer or cause the loss or delay of your payment instructions in transmission over the Internet or mobile communications system.
- Other exceptions are allowed by law or provided in Amazon’s agreement with you.
Conclusion
Many times some weird-looking charge description appears on your credit card statement which somehow looks like a charge resulting from an unauthorized transaction in your bank account or credit card.
But then you later find out that you yourself have made that transaction, it’s because most of the merchants and the payment platforms they make use of make use of the charge description formats which contain shortened versions of their names in combination with many different codes and technical terms pertinent to banking.
Make sure you reach out to your credit card issuer or banks in case of any confusion or suspicion.
Also Read – What is Google Temporary Hold Charge
