It’s not only you, there are numerous other complaints with their payment platforms like Paypal regarding unknown charges labeled as Actitech on their credit card. Even after canceling the subscriptions with Actitech the charges are not stopping and users have no idea what they do next. Many have exchanged cards with new ones and have asked their banks to not entertain any such mandate for payment from Actitech.
This generally happens when you subscribe to a free trial and forget to cancel and later it converts to a paid service with recurring payments, monthly, quarterly, or yearly. Most of online merchants have hidden terms and policies which don’t let the user cancel their services and avoid being charged. When our team of journalists approached the service/subscription cancel experts, they also confirmed receiving numerous complaints, where people are troubled while canceling Actitech services.
This guide has been designed to make you understand what the Actitech charges mentioned on your credit card statement mean and under what scenarios they could incur on your credit card. There always remains a suspicion of fraud, and what are the chances in this particular case, I have explained below, along with the measures to take forward.
What Does Actitech Charge Mean?
An ActiTech charge mentioned on your credit card statement most likely refers to a purchase or service that is related to ActiTech’s offerings, like personal care, nutraceutical, or food/beverage products. In case you don’t recognize these charges appearing on your credit card, there might be a chance that it’s linked to a product you have bought from a company that uses ActiTech’s manufacturing or also their distribution services.
ActiTech is a woman-owned company which is based in the Dallas-Fort Worth area and Sherman, Texas. They are a relatively small team of experts who specialize in developing and producing personal care, nutraceutical, and food/beverage products.
ActiTech primarily focuses on sustainability, using renewable resources and many other innovative production technologies. They provide comprehensive services which include R&D, testing, materials sourcing, and logistics, and aim to deliver high-quality products from concept to customer.
The company highly emphasizes efficiency, quality, environmental mindfulness, and responsibility in every aspect of product development and manufacturing.
What Does Actitech Charge Indicate On Credit Cards?
The charge mentioned as ActiTech on your credit card indicates a transaction that is related to products or services offered by ActiTech which is relatively a lesser-known company that is involved in developing and manufacturing personal care, nutraceutical, and food/beverage products.
You are most likely to see this charge after purchasing a product they produced or a service they provided, either directly or through one of their partner companies.
Below is a clearer breakdown;
ActiTech Overview:
- Type of Company: Woman-owned
- Location: Dallas-Fort Worth area and Sherman, Texas
- Specializations:
- Personal care products
- Nutraceuticals (health supplements)
- Food and beverage products
- Core Focus:
- Sustainability: Uses renewable resources and similar innovative technologies to minimize environmental impact.
- Comprehensive Services:
- Research and Development (R&D): To create and improve products.
- Testing: To ensure that products meet quality and all safety standards.
- Materials Sourcing: To search and acquire the right materials for production.
- Logistics: To manage the distribution and delivery of products.
- Company Values:
- Efficiency: To streamline processes in order to save time and resources.
- Quality: To maintain high standards for every product’s excellence.
- Environmental Responsibility: To greatly commit to sustainable practices in all of their operations.
Possibilities: Why is The Actitech Charge Appearing On Credit Card
Below our team of experts and researchers have formed a list of possibilities behind the Actitch charges to appear on your credit card;
Direct Purchase
You could have directly purchased some products like skincare, dietary supplements, or beverages that ActiTech develops and manufactures. This mostly includes anything ranging from personal care items to health-related products.
Indirect Purchase
ActiTech has partnered with various companies and provides manufacturing or distribution services. In case you have bought a product from one of their partner companies, the charge will then appear as ActiTech on your credit card statement.
Subscription Services
In case you’ve signed up for their recurring delivery service of a product from one of ActiTech’s offerings, like a monthly skincare or health supplement subscription, this would also then result in recurring charges.
Online Orders
Another reason leading the charge is any online purchase from some retailer or website that sources its inventory from ActiTech.
Billing Mistake
There’s also a common possibility of some billing error, where a charge has been incorrectly applied to your account. This mainly happens due to a mix-up in the client’s details in the payment processing system.
Fraudulent Activity
In many cases, unauthorized transactions can occur, and they are being reported highly. The charge might not be related to any legitimate purchase you have made. If this is the scenario, this could be an indication of credit card fraud. Below I have explained more about this scenario.
How Could Actitech Charges Appear On Credit Cards?
Merchants mostly determine the credit card charge descriptions considering their business name, location, and transaction type.
The description usually includes a shortened version of the business name, most of the time with location details and other transaction codes. Merchants for internal purposes could also include reference numbers or order IDs and details to help quickly identify the transaction.
These descriptions are majorly influenced by the merchant’s settings installed along with the guidelines of credit card networks to make sure that they are informative and recognizable;
- ACTITECH-SUBSC 2345****6789 SVC-RENEW
- ACTI-TECH 5678****1234 NUTR-DEV PROD
- ACTITECH FEE CHG 1234****5678 INV/PROJ
- ACTITECH LOG-DEV 6789****2345 NUTR-SVC
- ACTI-TCH MAINT 3456****7890 TECH/R&D
- ACTITECH-PRDCT 9876****5432 BEV/FOOD
- ACTITECH SRVC 4567****8901 INNV-TECH
- ACTI-TECH NUTR 8901****2345 DEV-CST
- ACTI-TECH FEE-CHG 5432****9876 PRCH-MAINT
- ACTITECH INV/SUB 6789****1234 MNT-FEE
- ACTITECH-DEV 1234****5678 SUST-TECH
- ACTI-TCH PROD SRVC 5678****1234 RECUR-SUB
- ACTITECH PRCHS 2345****6789 NUTR-INNO
- ACTI-TCH PRJSUB 6789****2345 CHG/SUST
- ACTITECH MAINT FEE 3456****7890 TECH/CST
- ACTI-TECH LOG FEE 9876****5432 SRVC/DEV
- ACTITECH SRVC R&D 4567****8901 INV-TECH
- ACTI-TCH FEE CHG 8901****2345 SUST-PROJ
- ACTITECH-SVC PRJ 5432****9876 NUTR-DEV
- ACTI-TCH CHG/DEV 6789****1234 BEV/PRD
Steps To Undertake When You See Actitech Charges
Whenever you spot a charge like Actitech or any other similar one on your credit card that you don’t recognize or are not sure about, follow the below steps;
- Review Your Records:
- Go through all your receipts, order confirmations, or any of your recent transactions to check if you can identify the charge.
- Contact the Merchant:
- Promptly reach out to ActiTech directly and inquire about the details of the charge. They must be able to provide you details about the transaction and also verify if it’s legitimate.
- Check for Subscription or Recurring Charges:
- Ascertain if the charge could be relating to a subscription or some of the recurring services which you might have earlier signed up for.
- Contact Your Credit Card Issuer:
- If you cannot resolve the issue with the merchant, you must immediately contact your credit card issuer or bank. They shall help you guide through the steps to dispute the charge in case it turns out to be fraudulent or incorrect.
- Dispute the Charge:
- In case the charge is unauthorized or you haven’t been able to resolve it with the merchant, you must then file a dispute with your credit card issuer or bank. They are ought to investigate the claim and could also provide a credit for the disputed amount meanwhile they resolve the issue.
- Monitor Your Account:
- Regularly monitor your account for any such additional unfamiliar charges or unusual activity.
- Update Security Measures:
- If you have ascertained that your card information has been compromised, you shall then request for a new card and undertake all the security measures going forward.
Conclusion
Keeping a record of all of your purchases specifically the ones which you have availed online using your credit card always helps you to identify any charge which seems strange, further if it’s unauthorized then you can also quickly ascertain that by cross-matching with your existing subscriptions for various services/products you know and have maintained a list about.
Banks and credit card issuers also ask for supporting evidence like receipts and if the transaction turns out to be an authorized one which you have forgotten about, a fee could be levied on your account.
Frequently Asked Questions
How Do I Cancel My Actitech Subscription?
Search for the subscription or billing section where you can find the cancellation option. Follow the on-screen prompts/instructions to complete the cancellation process. Alternatively, if you prefer, you can also cancel your Actitech subscription through Xpendy, but you must note that this service may come with some costs.
How Do I Block Payments On PayPal?
To Block accidental payments on PayPal
1. Log into your PayPal business account on paypal.com.
2. Click your profile name in the top right corner of your account and then click Account Settings.
3. Click Update next to Block payments in the Getting paid and Managing My Risk section.
How To Stop Automatic Payments On PayPal?
If you need to cancel automatic payments on PayPal, go to your account settings, select “financial information,” then click “manage automatic payments.” Find the active payments you want to stop and click “cancel.” You can also update your payment method for certain automatic payments.
Also read – What is P1*Fitch Charge On Credit Card
